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ol{list-style:none;display:flex;flex-wrap:wrap;gap:4px;margin:0;padding:0;font-size:13px}.crumbs li{display:flex;align-items:center;gap:4px}.crumbs li+li:before{content:"/";color:var(--fa-text-muted);margin:0 4px}.crumbs a{color:var(--fa-text-secondary);text-decoration:none}.crumbs a:hover{color:var(--fa-text);text-decoration:underline}.crumbs [aria-current=page]{color:var(--fa-text);font-weight:600}.stepper{list-style:none;display:flex;margin:0;padding:0;gap:0;flex-wrap:wrap}.step{display:flex;align-items:center;gap:var(--fa-space-2);font-size:13.5px;color:var(--fa-text-muted);position:relative;padding-right:56px}.step:not(:last-child):after{content:"";position:absolute;right:12px;top:50%;width:32px;height:1px;background:var(--fa-border-strong)}.step-dot{display:inline-flex;align-items:center;justify-content:center;width:26px;height:26px;border-radius:50%;font-size:12px;font-weight:600;border:1px solid var(--fa-border-input);color:var(--fa-text-secondary);background:var(--fa-surface);flex:none}.step-done .step-dot{background:var(--fa-accent);border-color:var(--fa-accent);color:var(--fa-on-accent)}.step-done{color:var(--fa-text-secondary)}.step-current .step-label{color:var(--fa-text);font-weight:600}.step-current .step-dot{border:2px solid var(--fa-accent);color:var(--fa-accent-hover);font-weight:700}:root[data-theme=dark] .step-current .step-dot{color:var(--fa-accent)}@media (prefers-color-scheme:dark){:root:not([data-theme=light]) .step-current .step-dot{color:var(--fa-accent)}}@media (max-width:600px){.step{padding-right:0;width:100%;margin-bottom:var(--fa-space-2)}.step:not(:last-child):after{display:none}}.field-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));grid-gap:var(--fa-space-6);gap:var(--fa-space-6)}.label-row{display:flex;align-items:center;justify-content:space-between;gap:var(--fa-space-2)}.check-row{display:flex;align-items:flex-start;gap:10px;padding:8px 10px;border-radius:var(--fa-radius-sm);font-size:14px;line-height:1.45;cursor:pointer}.check-row:hover{background:var(--fa-surface-2)}.check-row:has(input[disabled]){color:var(--fa-text-disabled);cursor:not-allowed}.check,.radio{-webkit-appearance:none;-moz-appearance:none;appearance:none;flex:none;width:18px;height:18px;margin:1px 0 0;border:1px solid var(--fa-border-input);background:var(--fa-surface);cursor:pointer;display:inline-grid;place-content:center}.check{border-radius:var(--fa-radius-sm)}.radio{border-radius:50%}.check:checked,.radio:checked{border-color:var(--fa-accent);background:var(--fa-accent)}.check:checked:before{content:"";width:10px;height:8px;background:var(--fa-on-accent);-webkit-clip-path:polygon(11% 48%,0 62%,38% 100%,100% 18%,88% 6%,37% 72%);clip-path:polygon(11% 48%,0 62%,38% 100%,100% 18%,88% 6%,37% 72%)}.radio:checked{background:var(--fa-surface);border-width:5px;border-color:var(--fa-accent)}.check:focus-visible,.radio:focus-visible{outline:2px solid var(--fa-focus);outline-offset:2px}.check[disabled],.radio[disabled]{background:var(--fa-surface-2);border-color:var(--fa-border);cursor:not-allowed}.fset{border:0;padding:0;margin:0;min-width:0}.fset legend{padding:0 0 var(--fa-space-2)}.form-actions{display:flex;justify-content:space-between;gap:var(--fa-space-3);flex-wrap:wrap;margin-top:var(--fa-space-6)}.tnum{font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.card-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));grid-gap:var(--fa-space-4);gap:var(--fa-space-4)}.card-action{display:block;text-decoration:none;color:inherit;position:relative;transition:border-color var(--fa-dur-1) var(--fa-ease-standard),box-shadow var(--fa-dur-1) var(--fa-ease-standard)}.card-action:hover{border-color:var(--fa-border-strong);box-shadow:var(--fa-shadow-2);color:inherit}.card-cta{display:inline-block;margin-top:var(--fa-space-3);font-size:13px;font-weight:600;color:var(--fa-accent)}.card-cta:after{content:"\2009\2192";display:inline-block;transition:transform var(--fa-dur-2) var(--fa-ease-out)}.card-cta:hover:after{transform:translateX(3px)}.card-accent{border-top:3px solid var(--fa-accent)}.hero{text-align:center;max-width:720px;margin:0 auto;padding:var(--fa-space-8) 0}.hero-title{font-size:clamp(38px,3vw + 26px,64px);line-height:1.05;font-weight:700;letter-spacing:-.025em;margin:var(--fa-space-4) 0 var(--fa-space-6)}.hero-sub{font-size:clamp(17px,.4vw + 15px,20px);line-height:1.65;color:var(--fa-text-secondary);max-width:54ch;margin:0 auto var(--fa-space-8)}.feat-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));grid-gap:var(--fa-space-6);gap:var(--fa-space-6)}.feat{background:var(--fa-surface);border:1px solid var(--fa-border);border-radius:var(--fa-radius-xl);padding:var(--fa-space-8);box-shadow:var(--fa-shadow-1);transition:border-color var(--fa-dur-2) var(--fa-ease-standard),box-shadow var(--fa-dur-2) var(--fa-ease-standard),transform var(--fa-dur-2) var(--fa-ease-out)}.feat:hover{border-color:var(--fa-border-strong);box-shadow:var(--fa-shadow-2);transform:translateY(-3px)}.feat h3{margin:var(--fa-space-4) 0 var(--fa-space-2)}.feat p{font-size:14.5px;line-height:1.6;color:var(--fa-text-secondary);margin:0}.feat-ico{display:inline-flex;width:44px;height:44px;align-items:center;justify-content:center;border-radius:12px;background:var(--fa-accent-subtle);color:var(--fa-accent-hover)}:root[data-theme=dark] .feat-ico{color:var(--fa-accent)}@media (prefers-color-scheme:dark){:root:not([data-theme=light]) .feat-ico{color:var(--fa-accent)}}.feat-ico svg{width:22px;height:22px}.price-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));grid-gap:var(--fa-space-6);gap:var(--fa-space-6);max-width:800px;margin:0 auto}.price-figure{display:flex;align-items:baseline;gap:8px;margin:0 0 var(--fa-space-5)}.price-figure strong{font-size:34px;font-weight:700;letter-spacing:-.02em;line-height:1}.price-figure span{color:var(--fa-text-secondary);font-size:15px}.price-card{background:var(--fa-surface);border:1px solid 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var(--fa-border);padding-top:var(--fa-space-6)}}.fact-lines,.price-lines{margin:0 0 var(--fa-space-6);padding:0}.fact-line,.price-line{display:flex;justify-content:space-between;align-items:baseline;gap:var(--fa-space-4);padding:10px 0;border-bottom:1px solid var(--fa-border);font-size:14px}.fact-line dt,.price-line dt{color:var(--fa-text-secondary);display:flex;align-items:center;gap:8px;flex-wrap:wrap}.fact-line dd,.price-line dd{margin:0;font-weight:600}.fact-line.stacked{display:block}.fact-line.stacked dt{margin-bottom:4px}.fact-line.stacked dd{font-weight:400;color:var(--fa-text);line-height:1.55}.price-gov{background:var(--fa-bg-subtle);margin:0 calc(-1 * var(--fa-space-3));padding-left:var(--fa-space-3);padding-right:var(--fa-space-3);border-radius:var(--fa-radius-sm)}.gov-chip{display:inline-block;font-size:10.5px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--fa-text-secondary);background:var(--fa-surface-2);border:1px solid var(--fa-border-strong);border-radius:var(--fa-radius-full);padding:1px 8px;white-space:nowrap}.price-total{border-bottom:0;padding-top:12px}.price-total dt{color:var(--fa-text);font-weight:700}.price-total dd{font-size:18px;font-weight:700}.total-fee{margin:0 0 var(--fa-space-6)}.total-fee-label{margin:0 0 var(--fa-space-2);font-size:12px;line-height:1.2;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--fa-text-muted)}.total-fee-figure{display:flex;align-items:baseline;gap:8px;flex-wrap:wrap;margin:0}.total-fee-figure strong{font-size:34px;font-weight:700;letter-spacing:-.02em;line-height:1.1;color:var(--fa-text)}.total-fee-figure span{color:var(--fa-text-secondary);font-size:15px}.total-fee-lg .total-fee-figure strong{font-size:clamp(38px,2.4vw + 26px,48px)}.total-fee-note{margin:var(--fa-space-3) 0 0;font-size:13.5px;line-height:1.6;color:var(--fa-text-secondary)}.statefact{margin:0 auto;max-width:560px;background:var(--fa-surface);border:1px solid var(--fa-border);border-left:3px solid var(--fa-accent);border-radius:var(--fa-radius-md);padding:var(--fa-space-6);box-shadow:var(--fa-shadow-1)}.fact-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:var(--fa-space-4);gap:var(--fa-space-4);margin:var(--fa-space-4) 0}@media (max-width:600px){.fact-grid{grid-template-columns:1fr}}.fact-grid dt{font-size:11px;letter-spacing:.06em;text-transform:uppercase;font-weight:600;color:var(--fa-text-muted)}.fact-grid dd{margin:2px 0 0;font-size:15px;font-weight:600}.fact-source{font-size:12px;color:var(--fa-text-muted);margin:0;border-top:1px solid var(--fa-border);padding-top:var(--fa-space-3)}.howto{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));grid-gap:var(--fa-space-8);gap:var(--fa-space-8);counter-reset:howto}.howto li{position:relative}.howto-num{display:inline-flex;align-items:center;justify-content:center;width:40px;height:40px;border-radius:50%;background:var(--fa-accent);color:var(--fa-on-accent);font-weight:700;font-size:17px;margin-bottom:var(--fa-space-4)}.howto h3{margin:0 0 var(--fa-space-2)}.howto p{font-size:15px;line-height:1.6;color:var(--fa-text-secondary);margin:0}.trust-band{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));grid-gap:var(--fa-space-4);gap:var(--fa-space-4)}.trust-band li{display:flex;gap:10px;align-items:flex-start;font-size:13.5px;line-height:1.5;color:var(--fa-text-secondary)}.trust-band svg{width:20px;height:20px;flex:none;color:var(--fa-accent-hover);margin-top:1px}@media (min-width:1024px){.trust-band{gap:0;border-block:1px solid var(--fa-border);padding:var(--fa-space-6) 0}.trust-band li{padding:var(--fa-space-1) var(--fa-space-6);border-left:1px solid var(--fa-border)}.trust-band li:first-child{border-left:0;padding-left:0}.trust-band li:last-child{padding-right:0}}:root[data-theme=dark] .trust-band svg{color:var(--fa-accent)}@media (prefers-color-scheme:dark){:root:not([data-theme=light]) .trust-band svg{color:var(--fa-accent)}}.trust-section+.page-section{margin-top:clamp(48px,3vw + 32px,80px)}.cta-band{margin-inline:calc(50% - 50vw);border-radius:0;color:#F8FAFC;background:var(--fa-ink-950) radial-gradient(56% 90% at 82% 0,rgba(45,212,167,.14),transparent 62%);padding:clamp(56px,4vw + 32px,96px) var(--fa-space-6)}.page>.cta-section:last-child{margin-bottom:calc(-1 * var(--fa-space-24))}.cta-band-inner{max-width:1072px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:var(--fa-space-6);flex-wrap:wrap}.cta-band h2{font-size:clamp(24px,1.4vw + 18px,34px);line-height:1.15;letter-spacing:-.015em}.cta-band p{font-size:16px}:root[data-theme=dark] .cta-band{background:var(--fa-ink-850);border:1px solid var(--fa-border-strong)}@media (prefers-color-scheme:dark){:root:not([data-theme=light]) .cta-band{background:var(--fa-ink-850);border:1px solid var(--fa-border-strong)}}.theme-dark .cta-band{background:var(--fa-ink-850);border:1px solid var(--fa-border-strong)}.cta-band-actions{display:flex;gap:var(--fa-space-3);flex-wrap:wrap;flex:0 1 auto;min-width:0;max-width:100%}.cta-btn{background:#FFFFFF;color:var(--fa-slate-700);border-color:#FFFFFF;flex:none}.cta-btn:hover{background:var(--fa-slate-100);border-color:var(--fa-slate-100)}.cta-btn-ghost{background:transparent;color:#F8FAFC;border-color:rgba(248,250,252,.45);flex:none}.cta-btn-ghost:hover{background:rgba(248,250,252,.1);border-color:rgba(248,250,252,.7);color:#F8FAFC}:root[data-theme=dark] .cta-btn{background:var(--fa-accent);color:var(--fa-on-accent);border-color:var(--fa-accent)}@media (prefers-color-scheme:dark){:root:not([data-theme=light]) .cta-btn{background:var(--fa-accent);color:var(--fa-on-accent);border-color:var(--fa-accent)}}.blog-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));grid-gap:var(--fa-space-6);gap:var(--fa-space-6)}.blog-card{display:block;text-decoration:none;color:inherit;background:var(--fa-surface);border:1px solid var(--fa-border);border-radius:var(--fa-radius-xl);padding:var(--fa-space-8);box-shadow:var(--fa-shadow-1);transition:border-color var(--fa-dur-2) var(--fa-ease-standard),box-shadow var(--fa-dur-2) var(--fa-ease-standard),transform var(--fa-dur-2) var(--fa-ease-out)}.blog-card:hover{border-color:var(--fa-border-strong);box-shadow:var(--fa-shadow-2);transform:translateY(-3px);color:inherit}.blog-card h3{margin:var(--fa-space-2) 0}.blog-meta{font-size:12.5px;color:var(--fa-text-muted);margin:0}.article-head{max-width:720px;margin:0 auto;padding:var(--fa-space-4) 0}.article-meta{font-size:13.5px;color:var(--fa-text-secondary);margin:var(--fa-space-4) 0 var(--fa-space-2)}.article-disclaimer{display:inline-block;font-size:12.5px;color:var(--fa-text-secondary);background:var(--fa-surface-2);border:1px solid var(--fa-border);border-radius:var(--fa-radius-sm);padding:6px 10px;margin:0}.plain-rules{margin:0;padding-left:0;list-style:none;max-width:72ch}.plain-rules li{position:relative;padding-left:20px;margin-bottom:var(--fa-space-3);font-size:15px;line-height:1.6;color:var(--fa-text-secondary)}.plain-rules li strong{color:var(--fa-text)}.plain-rules li:before{content:"";position:absolute;left:0;top:10px;width:8px;height:8px;border-radius:2px;background:var(--fa-accent)}.disc-block{margin-bottom:var(--fa-space-6)}.disc-block blockquote{margin:0;max-width:72ch;background:var(--fa-surface);border:1px solid var(--fa-border);border-left:3px solid var(--fa-accent);border-radius:var(--fa-radius-md);padding:var(--fa-space-4) var(--fa-space-6);font-size:15px;line-height:1.6;color:var(--fa-text)}.site-header{border-bottom:1px solid 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